Value Stocks Outperform Growth Stocks Over Time

Why Value Investing Still Matters

By | Equity Markets, Investing Lessons, Investment Returns, Value Investing | No Comments

One of my favorite activities in my career as a financial planner is meeting with clients for review sessions.  These review meetings give us an opportunity to catch-up on their lives, review their progress towards their financial goals, and to answer financial and investment-related questions that clients may have.  One question that has come up in a few of our…

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The SECURE Act of 2019 brought about many financial changes

How Does the SECURE Act Impact Your Financial Plan?

By | 2019, IRA, Retirement, Retirement Planning, Retirement Savings, Stretch IRA | No Comments

Amidst the excitement of the holiday season and the seemingly endless coverage of impeachment proceedings in Washington D.C., you have may have missed news of sweeping changes to retirement savings that could have a significant impact to your financial plans.  On December 20th, 2019 President Trump signed the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 into…

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2019 Market Review

2019: The Year in Review

By | 2019, Economic Growth, Equity Markets, Market Index, Real Returns, Stock Markets | No Comments

Despite a gloomy outlook at the onset of the year, 2019 proved to be a stellar year for investments and a strong year for the economy of the United States.  Following a frightful fourth quarter in 2018 that saw the S&P 500 drop 13.53% and the Dow Jones Industrial Average lose 11.8%, investors had little to be optimistic about as…

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Active Fund Managers and Stock Pickers failed to beat their benchmarks again in 2018.

Stock Pickers Fared Poorly Again in 2018

By | 2018, Active Investing, Investing Lessons, Investment Returns, Market Index, Market Volatility, Passive Investing, Returns | No Comments

With equity markets experiencing levels of volatility not seen in recent years, 2018 was widely viewed as an opportunity for stock pickers and other active managers to outperform their passively managed and index fund counterparts.  The actual result was more of the same mediocre performance and a reinforcing belief that it is difficult to beat the market. According to The…

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John Bogle is the father of index funds.

Remembering John Bogle

By | Investing Lessons, Investment Returns, Market Index, Passive Investing | No Comments

The investing world lost an innovator and advocate for small investors everywhere when John Bogle passed away on January 16, 2019 at the age of 89.  Known affectionately throughout the investing world as Jack, Bogle rose to fame as the founder and former chairman of the Vanguard Group, located in Malvern, Pennsylvania. Jack Bogle is credited with launching the first…

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How will investors face in 2019?

Looking Ahead to 2019

By | Bond Markets, Equity Markets, Fixed Income Markets, Investing Lessons, Investment Returns, Market Corrections, Market Volatility, News and Events, Patience, Real Returns, Returns, Speculation, Stock Markets | No Comments

After the worst year for equity markets in a decade, some investors may be asking themselves “what now?”  It is not unusual for investors to question their investment decisions and investment allocations after a year where very little seemed to go right for equity markets.  After a trying year in 2018, what does the new year hold for investors, and…

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2018: A Battle Between the Bear and Bull

2018: The Year in Review

By | 2018, Economic Growth, Equity Markets, Fixed Income Markets, Investment Returns, Market Corrections, Market Volatility, Returns | No Comments

“It was the best of times, it was the worst of times, it was the age of wisdom, it was the age of foolishness, it was the epoch of belief, it was the epoch of incredulity, it was the season of Light, it was the season of Darkness, it was the spring of hope, it was the winter of despair…”…

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Mkt volatility

How to Handle Stock Market Volatility

By | Investing Lessons, Investment Returns, Market Corrections, Market Volatility, Returns, Risk, Stock Markets | No Comments

Barring an extraordinary Santa Claus rally in the last week of the year, 2018 stands to be a disappointing year for domestic and international equity markets alike.  Investors have enjoyed an uncharacteristically long bull market rally that has lasted almost a decade, so the recent downward market volatility we have experienced may seem very unsettling to many investors.  It is…

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Retirees will see the largest COLA increase since 2012.

2019 Social Security Cost-of-Living Adjustment and Retirement Account Limits Announced

By | Retirement, Retirement Planning, Retirement Savings, Social Security | No Comments

Social Security recipients will receive the largest annual raise in Social Security benefits in seven years when their monthly checks increase by 2.8% in early 2019.  The Social Security Administration announced the increase after the October release of consumer price index data for September. The 2.8% increase represents the largest Social Security COLA increase since the 3.6% increase for 2012. …

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Long Term Care Insurance Costs Skyrocket

Long Term Care Insurance Costs Skyrocket

By | Health Care, Long Term Care, Retiree, Retirement, Retirement Planning | No Comments

Older Americans shopping for long-term-care insurance policies and current owners of long-term-care (LTC) policies may be in for a bit of a shock when they get their renewal statements or coverage quotes.  Long-term-care insurance carriers have gotten approval from state regulators for double-digit percentage increases in insurance premiums, to help cover cost and offset adverse trends in the long-term-care industry….

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