Bollin Wealth Management does not charge any fees to prospective clients until they actually decide to become clients. We do not charge for our services until we are absolutely sure that we can help a client obtain their goals and objectives. Schedule a meeting to experience the difference of dealing with a true fiduciary.
Bollin Wealth Management provides our financial planning and investment advisory services on a fee-only basis, which means our fees are fully disclosed to clients and we do not receive commissions for our investment recommendations. We utilize fee-only compensation for our financial planning and investment advisory services because it is the most transparent manner of compensation and eliminates any potential conflicts of interests when providing our services.
We offer three different financial planning service models so our clients can choose the best arrangement for their unique needs. Explore Our Financial Planning Solutions >
The Certified Financial Planner™, or CFP®, designation is a professional designation that is considered by most in the industry to be the gold standard for planners. There are several requirements necessary to earn the Certified Financial Planner™ designation:
- A bachelor’s degree from an accredited university.
- Three years of experience in the financial planning profession.
- 225+ hours of instruction or self-study in the following disciplines: financial and retirement planning, estate planning, taxation, employee benefits planning, investments and insurance.
- Passing of a ten-hour, two-day comprehensive examination over all the topics of instruction. The passing rate for the examination is roughly 50%.
Upon attainment of the initial CFP® designation, practitioners are required to adhere to the CFP Board Code of Ethics and Professional Responsibility, and to the Financial Planning Practice Standards, and to complete 30 hours of continuing education every two years.
To learn more about the Certified Financial Planner™ designation, please visit cfp.net.
We believe that asset allocation and minimizing costs are the fundamental determinants of long-term investment returns. In stark contrast to the typical Wall Street firm, our disciplined approach to investing relies on sound economic and investing principles, not predictions, forecasts, or anticipating/following trends. We work very closely with our clients to ensure that we understand their entire financial situation before making any recommendations. We then advise our clients on the most appropriate mix of assets for their given age, stage of life, risk tolerance, tax situation, growth and income needs.
We build our recommended portfolios with very low-cost, ultra-diversified investment strategies that have been traditionally reserved for the exclusive use of large institutional investors. Finally, we periodically review portfolios and clients’ situations to ensure that our strategies align with their goals. We typically rebalance portfolios on a semi-annual or annual basis to maintain our disciplined strategies and reliably help our clients buy low and sell high during market cycles.
Absolutely! We believe that Dimensional Fund Advisor funds are the absolute best tools available for building, preserving and transferring wealth for all investors. Additionally, we believe that it is hypocritical as well as ethically irresponsible to not invest in the same strategies that we recommend to our clients.
Although our portfolios may look different from our clients in terms of fund weightings and overall asset allocation, you can be sure that we invest in the same exact fund choices we recommend for our clients’ portfolios.
At the beginning of our relationship, we meet with clients more frequently to ensure there is a thorough understanding of the planning process and investment strategies. Once things have been put in place and a couple of quarterly reports are under our belts, we typically meet with most clients twice a year in person to review performance and financial situations.
Some clients prefer to meet quarterly, some prefer to meet twice a year, and some clients prefer to meet only once a year. It really is all about client preference. Of course, we are always available via phone or email for questions or concerns that cannot wait until the next in-person review.
If you have additional financial planning questions, we would be happy to assist you. Please fill out the form below and one of our experienced team members will be in contact with you soon.