Blog

Financial Planning

Should You Bite on Bitcoin?

No matter where I went over the holidays it seems there were three subjects everyone wanted to discuss. Whether it was a formal holiday party, or an informal gathering of old friends, discussions centered around 1) The new tax plan and what it would or wouldn’t do for the economy,

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Stock Market

The Year in Review: 2017

Heading into the year, 2017 was viewed by many investors with a great deal of trepidation and concern.  Political turmoil in the US, uncertainty in the global  economy, rising tensions in the middle east, strained relations with North Korea, and an eight year-old domestic bull market gave many investors pause

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News & Events

Lessons from Newton’s South Sea Bubble Disaster

If I were to postulate that Sir Isaac Newton (1642 – 1727) was one of the most brilliant minds the human race has ever seen, I would have ample evidence to support my position. The English physicist and mathematician is legendary in his contributions to the advancement of mankind.  Newton

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Social Security

2018 Adjustments to Social Security and Medicare Announced

While we continue to wait for Congress to act on tax reform, two pieces of next year’s financial planning puzzle have recently been revealed for retirees. In October, the Social Security Administration announced that 61 million Americans will receive a 2.0% increase in their monthly Social Security benefits beginning in

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Financial Planning

Which Illusion Do You Suffer From: Wealth or Poverty?

Think quickly, would you rather have a $1 million retirement nest egg or $5,000 in monthly income to spend during retirement?  Your answer could tell you whether you possess an ‘illusion of poverty’ or an ‘illusion of wealth’ according to recent research published in the Journal of Marketing Research. In their

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Social Security

Health-Care Costs Rise Again

Health-care costs for retirees are on the rise again, a new study from Fidelity Investments reports. According to the Fidelity study released in August, a 65-year-old couple retiring in 2017 will need $275,000 to cover health-care costs during their retirement years. This cost is 6% higher than it was in

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Fiduciary Rule

Another Potential Delay in the Fiduciary Rule

It is starting to sound like a broken record: the future of the Department of Labor’s fiduciary rule is once again in question.  Shortly after the first phase of the regulation went into effect on June 9th, the Department of Labor (DOL) submitted a proposal that would delay the full

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Retirement Planning

Where You Retire Matters

The old adage of “Location, Location, Location” applies to more than just real estate apparently. According to a report from GOBankingRates and a recent article from Bloomberg News, location can have a big impact on your retirement. More specifically, where you live has a big impact on the health of

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Stock Market

Mutual Funds: Do You Really Get What You Pay For?

We have all heard the old adage “You get what you pay for” at one point or another in our lives. We understand the adage to generally mean that inexpensive items and services tend to be inferior, or of lower quality, than more expensive items or services. We understand that

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Stock Market

Should Stock Investors Worry About Rising Interest Rates?

We have been in a low interest rate environment for quite a few years now, but the Federal Reserve has signaled its intention to raise interest rates throughout 2017. In recent months, several clients have asked the question of how rising interest rates would affect stock prices in the coming

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Stock Market

Passive Investing Beats Active Investing Over 15 Year Timeframe

“Just wait until next year” was the lament of faithful Chicago Cubs’ fans for over 100 years before last season. From 1908 until their victory over the Cleveland Indians in the 2016 World Series, fans of “the Lovable Losers” would lick their wounds from the previous season while optimistically looking

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