Tag

Interest Rates

What Now?

What Now?

By | 2020, Bond Markets, coronavirus, Equity Markets, Financial Planning, Fixed Income Markets, Interest Rates, Investing Lessons, Investment Returns, Investor Panic, Market Corrections, Market Volatility, Patience, Retiree, Retirement, Retirement Income, Retirement Planning, Retirement Savings, Returns, Risk, Stock Markets, Tax | No Comments

2020 began with the promise of continued strong economic and financial performance and a hint of uncertainty surrounding the November Presidential election.  The nation’s unemployment rate was near sixty-year lows, and labor force participation rates were near sixty-year highs.  The longest bull market in U.S. history was still running, despite concerns by some investors and analysts that it was getting…

Read More
Why You Should Care About Real Rates of Return

Why You Should Care About Real Rates of Return

By | Interest Rates, Investment Returns, Real Returns, Returns | No Comments

Nominal interest rates are currently below zero in many countries, including Germany, Denmark, Switzerland,     Sweden, and Japan.  These levels have shattered the belief that zero is the lowest that interest rates can go.  While negative nominal rates are a relatively new phenomenon, historically speaking periods of widespread negative real returns across countries have been quite common. Those of us who…

Read More
Federal Reserve, Interest Rates

The Federal Reserve Finally Raises Interest Rates

By | Bond Markets, Financial Planning, Interest Rates, News and Events | No Comments

As if the excitement of the impending Christmas and holiday season wasn’t enough, two of the most anticipated events of 2015 occurred last week.  The long-awaited seventh installment of the Star Wars franchise, The Force Awakens, was released in theaters on December 17th.   As expected, the film shattered all opening weekend box office records.  For the briefest of moments millions…

Read More