Retirement Planning

SS Check

Social Security COLA Increase Unlikely for 2016

By | Financial Planning, Retirement Planning, Social Security | No Comments

On August 14, 1935 President Franklin D. Roosevelt signed the 37 page Social Security Act into law, ushering in a new concept of retirement for millions of Americans.  But even as the Social Security program celebrates its 80th birthday, retirees will likely be receiving a nasty surprise this year. The latest annual report from the Social Security trustees is projecting…

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Top Ten Financial Planning Tips for a Comfortable Retirement

By | Financial Planning, News and Events, Retirement Planning | No Comments

On May 20th, David Letterman ended his legendary run as a late night talk show host logging 6,028 episodes of Late Night with David Letterman and the Late Show with David Letterman in his thirty-three year career.  With an interviewing style described by some critics as “acerbic” and “hard-nosed” and memorable segments like his nightly Top Ten List, Stupid Human…

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Retirement Planning

Plan for What You Can Control in Retirement

By | News and Events, Retirement Planning | No Comments

The Employee Benefit Research Institute, a nonprofit research organization, recently released details from its 25th annual Retirement Confidence Survey.  The survey was conducted in January and February of 2015 and includes both workers and retirees, ages 25 and up.  As is usually the case with each annual survey, the results of the survey are a mixed bag of positive developments…

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Retirement Nest Egg

Americans Aren’t Saving Enough for Retirement

By | Retirement Planning, Social Security | No Comments

We have just surpassed the six year mark for our current bull market and while many retirement nest eggs look a lot healthier than they did in 2009, the question that remains largely unanswered is whether they are healthy enough for most Americans to comfortably retire when and how they want.   A number of other organizations are constantly taking a…

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Fiduciary Standard

How the Fiduciary Standard Protects You

By | Fiduciary Standard, Financial Planning, Retirement Planning, Selecting an advisor | No Comments

In late February, President Obama gave a 17-minute speech at AARP’s headquarters about an issue that affects the retirement prospects of millions of Americans.  In his speech he highlighted the lack of uniform standards and rules of conduct that require financial advisors to act in the best interests of their clients.  This is not really a new issue; it is…

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