Why Value Investing Still Matters
One of my favorite activities in my career as a financial planner is meeting with clients for review sessions. These review meetings give us an opportunity to catch-up on their lives, review their progress towards their financial goals, and to answer financial and investment-related questions that clients may have. One
How Does the SECURE Act Impact Your Financial Plan?
Amidst the excitement of the holiday season and the seemingly endless coverage of impeachment proceedings in Washington D.C., you have may have missed news of sweeping changes to retirement savings that could have a significant impact to your financial plans. On December 20th, 2019 President Trump signed the Setting Every
2019: The Year in Review
Despite a gloomy outlook at the onset of the year, 2019 proved to be a stellar year for investments and a strong year for the economy of the United States. Following a frightful fourth quarter in 2018 that saw the S&P 500 drop 13.53% and the Dow Jones Industrial Average
Stock Pickers Fared Poorly Again in 2018
With equity markets experiencing levels of volatility not seen in recent years, 2018 was widely viewed as an opportunity for stock pickers and other active managers to outperform their passively managed and index fund counterparts. The actual result was more of the same mediocre performance and a reinforcing belief that
Remembering John Bogle
The investing world lost an innovator and advocate for small investors everywhere when John Bogle passed away on January 16, 2019 at the age of 89. Known affectionately throughout the investing world as Jack, Bogle rose to fame as the founder and former chairman of the Vanguard Group, located in
Looking Ahead to 2019
After the worst year for equity markets in a decade, some investors may be asking themselves “what now?” It is not unusual for investors to question their investment decisions and investment allocations after a year where very little seemed to go right for equity markets. After a trying year in
2018: The Year in Review
“It was the best of times, it was the worst of times, it was the age of wisdom, it was the age of foolishness, it was the epoch of belief, it was the epoch of incredulity, it was the season of Light, it was the season of Darkness, it was
How to Handle Stock Market Volatility
Barring an extraordinary Santa Claus rally in the last week of the year, 2018 stands to be a disappointing year for domestic and international equity markets alike. Investors have enjoyed an uncharacteristically long bull market rally that has lasted almost a decade, so the recent downward market volatility we have
2019 Social Security Cost-of-Living Adjustment and Retirement Account Limits Announced
Social Security recipients will receive the largest annual raise in Social Security benefits in seven years when their monthly checks increase by 2.8% in early 2019. The Social Security Administration announced the increase after the October release of consumer price index data for September. The 2.8% increase represents the largest
Long Term Care Insurance Costs Skyrocket
Older Americans shopping for long-term-care insurance policies and current owners of long-term-care (LTC) policies may be in for a bit of a shock when they get their renewal statements or coverage quotes. Long-term-care insurance carriers have gotten approval from state regulators for double-digit percentage increases in insurance premiums, to help
New Study Projects Social Security in Worse Shape than Reported
We have known for some time now that Social Security’s long-term health is in question, and that the program is in serious need of financial reform to remain a viable source of income for retirees. A new independent report indicates that the problem may be worse than has been reported
DOL Fiduciary Rule is Dead
Over the past several years, Bollin Wealth Management has been following the Department of Labor’s fiduciary rule that was initiated under the Obama Administration. The Fiduciary Rule was to begin implementation in April of 2017, with full implementation of the rule scheduled t for January 1, 2018. Shortly after taking